Showing posts with label life. Show all posts
Showing posts with label life. Show all posts

April 19, 2010

Jim Rohn - All About The Plan

I had always mistakenly believed that if I had more money. I would have a better plan for creating wealth. The truth is that if I had a better plan, I would have more money.

You see, it's not the amount that counts; it's the plan that counts. It's not how much you allocate but how you allocate it.
-Jim Rohn


I have to say that of all the plans I have had to get more money, I had never really had a plan to build wealth. Nest eggs, college funds, retirement plans and rainy day funds I have, but never really put much though into a wealth plan. It is now on my 'To-Do' list.

Just in case you are wondering what the difference between having lots of money and having wealth is, here's a quick explanation. Money is simply the cash that you have coming in or stashed. You can have a ton of money and have no wealth (I know a person who has an income of over 2.7 million dollars a year and their net worth is -1.2 million, oi!), the money just goes as fast as it comes in. To have wealth you must have significant assets (cash reserves, property, investments, etc) over any debt you may have (also know someone who only made 37k a year, but has a net worth of approx. 800 thousand). So it's not how much you make, it's how it gets spent.

Ever know someone who is very successful, without having to spend 100 hours a week on work? Those people have a plan. If you know how to work smart and efficiently, then you get way more done in less time. It takes a plan. You must think out what you are doing for today, this week, this month and this year. You must see how actions you do during that 1 year plan affect your 5 year plan. What's that? You don't have a 5 year plan? Well then it is really time to sit down and think about what you want your life to look like in 5 years. Build a plan.

Life can either be what happens to you, or it can be what you make happen. Some people are happy with letting life happen to them, or they are just not unhappy enough to do something about it. It's their choice, and no one can change it but themselves. But if you are a person who wants to make life happen, you must have a plan. Without plans, who knows what you're going to end up with?



Have a Blessed Day,

Brandy Deming

CelticBlessings4U@Gmail.com
http://www.womenswealthandwellness.com/celticblessings
http://www.twitter.com/brandysbiz

April 15, 2010

Jim Rohn Day 2

"Success is neither magical nor mysterious. Success is the natural consequence of consistently applying the fundamentals."
-Jim Rohn


This week I have been teaching my son how to fry an egg. There is quite a bit of skill that goes into frying the perfect egg: cracking, opening, distance of release from pan, temperature of the pan, proper grease, seasoning, timing of the flip, the flip itself and then completion. All these things most of us do without thinking to create a successful breakfast of fried eggs. He is learning, going through all the steps, sometimes missing a step and not getting the results that he wants, but he will try again tomorrow. There has been tears, and frustration, and dissapointment, and a little bit of anger. But he keeps doing those same steps over and over again, and that is all any of us can do.

There are definite activities that we must do to reach success in our chosen area. Sometimes we know all the steps, sometimes we have to research them. If my son gives up today, then tomorrow, next week and next year, there will be no fried eggs for breakfast. If you give up on the basic steps you need to be successful, there will be no success. But, if you apply those steps every day, every week, month after month, success will come. Maybe not today, maybe not tomorrow, but some day and for the rest of your life.

Have a Blessed Day,

Brandy Deming

CelticBlessings4U@Gmail.com
http://www.womenswealthandwellness.com/celticblessings
http://www.twitter.com/brandysbiz

November 13, 2009

Does It Hurt Enough?

One day when traveling, I walk into an old General Store. You know the kind with wood flooring? There's a dog laying by the counter, groaning. Every few minutes he'd let out a little groan. When I put my items on the counter to pay for it I ask the man there what was wrong with the dog. He stated that the dog was laying on a nail. I asked why he didn't move. The man replied, "It doesn't hurt enough."

I heard this the other day on a Leadership Training CD. The man spoke of how many of us complain about different aspects of our lives, but never do anything about it. How it's because it doesn't hurt enough yet. It's shocking how true this is!

There are things about our lives that we all want to change. Everyone knows by now that I am a self-improvement junkie. It's amusing that there are a lot of people out there who think that only losers and those with low self esteem read self-improvement books. When, in reality, a lot of successful people have a huge library of self-improvement books. It's a matter of being the best you that you can be. Why wait until it hurts to do something about it?

Millions of people complain every day about how much they hate their job, their body, their living situations, etc. Day in and day out they do the same things and then scowl at the results. They never do anything to change it, because change is difficult. It's like voting. I hear tons of people that complain about our political situation, yet only 1/4 of us actually vote. One of the things I ask people when they are on a political rant is if they vote, 3/4 say 'No'. My response is 'If you're not going to participate in the system and try to do something to change it, don't complain.' Just like everything else in life, if you're not doing something to try to change what you dislike about your life, don't complain about it... you're the one making the choices.

Being that ideal vision you have of yourself takes hard work and lots of practice. You can't wake up one morning and decide you are going to run a marathon, 26.5 miles in a day is a LOT of running. You have to train, you have to practice, you have to come up with a fee for participating, you have to have the proper equipment. All this for one little marathon. Think about your personal goal. Break it down. Work on it a little every day. Practice the skills that you need to reach that goal.

Wealth, health and positive attitudes don't appear over night. It just doesn't. We have to step out of our comfort zone and reach for it. Sometimes we don't succeed the first time, but we must keep trying. Keep an open mind, don't listen to the nay-sayers. Don't sit there an let your life hurt you, get up and do something about it. We only have this one life, make it good.


Have a Blessed Day,

Brandy Deming

CelticBlessings4U@Gmail.com
http://www.womenswealthandwellness.com/celticblessings
http://www.twitter.com/brandysbiz

October 28, 2009

Perfection is Not Required

Artists who seek perfection in everything are those who cannot attain it in anything.
-Eugene Delacroix



A look into history you will find that our obsession with perfection is relatively new. Only in the last few centuries has the need for everything to be 'just right' really driven us. The only saying "cleanliness is next to Godliness" comes from centuries of not having running water, fire in the house and a complete void of disinfectants. And yet there were great successes.


Many times I have hesitated or even not completed a task because I thought that I wasn't doing it right or that the results weren't up to par. In sewing I have tossed entire projects because of faults that, looking back, I'm sure only I noticed. Hours of work and materials wasted, all for my need to make something look 'perfect'. Handiwork isn't the only area of our lives where our drive for perfection can distract us from progress.


I speak to a lot of people who are all or nothing. They refuse to make any forward progress because of a hundred different reasons why they can't do something. They are waiting until after the holidays to lose that weight. As soon as football seasons over they will put the time in to build that business. There is always a reason to delay, ways that the timing isn't perfect.


We discount trying. Just getting going and doing something is better then nothing at all. When trying to lose weight, small steps can lead to big results. I started by switching from regular coke to diet coke, then not ordering french fries with meals. Small bits that can be easily maintained and over time lead to a total overhaul of my lifestyle. The weight didn't fall off, but it stayed off. I'm not perfect, sometimes I have fried food, sometimes I have cake. I just consistently work on making good choices and in the end it pays off. It's not perfection, it's progress.


Same goes for a lot of our lives. No one does anything perfect the first time. In many philosophies there is no way to ever do anything perfectly. If there is anything you want to do, you should do it. Let nothing stand in your way. If you're doing it wrong, you'll learn. We learn more from doing something wrong then from doing it right the first time. Don't worry about perfection, keep your eye on success.




Have a Blessed Day,

Brandy Deming

CelticBlessings4U@Gmail.com
http://www.womenswealthandwellness.com/celticblessings
http://www.twitter.com/brandysbiz

October 23, 2009

The General Joy and Rapture of At-Home Work

I have to say the best and worst thing about working at home is working at home. The daily ability to decide what I’m going to do, when I’m going to do it and how I’m going to do it has been the ultimate freedom that I have enjoyed over the last 5 years. Though there has been many, many days when I really wanted (and sometimes needed) someone to tell me what I needed to do, how to do it and when it needed to be done. This is the fun and frustration of being at home.


I don’t know about you or your life, but I can spend days on end just tending to my family and home. I can get up in the morning, get my son on the bus, go to the gym, tend to my chore list, run errands, fix meals, help with homework, spend a little quality time with my family and end my day feeling like I have worked 16 hours (because I just did!) and never, ever have one second to actually work on my business. I am continually amazed at parents that can keep a family and house in order on top of pulling off a 50 hour work week (they say it’s 40 hours, but we all know we’re ‘at work’ for at least 50). All I have to do to keep myself on track is to think of the commute, the boss and daycare, the trinity of office work nightmares.


One of the other bitter-sweet facts of working at home is that you are home, all the time. There is nothing I love more than being able to put my son on the bus to school and being there when he gets off the bus (other than the days we play hooky and have fun around town together). When he needs me, I am there. I don’t have to call into work, I don’t have to worry about being fired and no-school days don’t make me freak-out about where he’s going to go. On the other hand, I am always home. There are three words that come out of the mouths of friends and family that make me cringe… ‘Are you home?’ I’ve recently taken to saying, ‘Um, I’m at the office.’, this usually gets me at least 10 more minutes of calm before they call back with ‘I thought you worked at home?’. You get called on everything from going out to coffee, to volunteering at the school , to picking up prescriptions. They know your home, therefore you must certainly be available.


All in all, it is a really sweet deal. There days when I would love to pack up my laptop and go into an office where someone else buys the office supplies, takes out the trash and fixes the printer, but the days of sleeping in until 8, not having to ever get in the car and spending extra time with my family outweigh them 25-to-1. Working at home is not as easy as it seems, but can be done with a little organization, prioritizing and boundary setting.




Have a Blessed Day,


Brandy Deming


CelticBlessings4U@Gmail.com
http://www.womenswealthandwellness.com/celticblessings
http://www.twitter.com/brandysbiz

October 22, 2009

Help the Community to Help Yourself

Without a sense of caring, there can be no sense of community.

-Anthony J. D'Angelo




Being a part of the community (online communities too!) can help boost your sense of worth. Sometimes being a part of something bigger then yourself can give you a larger goal to work towards. Solidifying your place within your own community can take years, but there are some great ways to get started.

Town hall meetings are a great way to meet the most influential and active members of the community. At school, being active in the PTSA. Also look into local clubs, Masons, Eagles, etc. By being around those who already have roots in the community, you learn more about ongoing important local issues. One cup of coffee with a few folks who have been living in your area for ten or more years will give you more information then the local paper. Not only do you get to increase your standing in the community, make new contacts, you get to have fun!


Shopping local is another great way to meet people. Especially in the non-tourist season, mostly local people shop local. Start a conversation with a fellow shopper or the owner (usually the one behind the counter), this can certainly help you get the feel of the community. The economic value is incredible as well. If you shop at a big chain like Wal-Mart, only about 9% of what you spend stays local, by shopping local you can boost that percentage to 50% plus. Not to mention that the money that is spent at a local shop is usually spent local as well. A dollar spent locally gets re-spent 4-8 times.


I'll end with volunteering. The food bank, the school, the library and the local chamber of commerce almost always need volunteers. Helping others always gives me a boost. I think that if more people were helping other people, we wouldn't need so many anti-depressants. Nothing can snap me out of a funk faster then helping someone in need.


Besides the positive effects on yourself all of these activities can lead to a healthier business for you. People that participate in all these activities show a higher leadership potential and usually have more contacts then those who do not. Good for you, good for your business and good for the community!




Have a Blessed Day,


Brandy Deming


CelticBlessings4U@Gmail.com
http://www.womenswealthandwellness.com/celticblessings
http://www.twitter.com/brandysbiz

August 3, 2009

Accepting Life. No returns, no refunds.

Each one of us is given a life. That life is like a block of wood waiting to be carved. Everything that happens, good and bad, takes a small shaving off. We don't know what we end up with, but must accept the shape that it takes.

-Me



When things go terribly, horribly wrong in our lives, we have a habit of asking "Why me?". Knowing that we didn't deserve something this bad to happen. We've done good, we volunteer, we help our neighbors, pay our taxes, so why do bad things happen to good people?



The shaping of character comes from not only the good things in life, but also the bad. But I only know of a hand full of people that will stop when everything is well and ask "Why me?". There's a lot more people out there who only find faith, hope and strength in times of need. Only when in a desperate hour to they call on friends and family. We tend to ignore life when it is good and curse it when it is bad. This all occurred to me about 3 weeks ago listening to the Travis Smiley (i think) show on NPR. I just caught a few moments of it, he had said "At the end of each and every day, we must ask ourselves 'What's the lessin and what's the blessin?'." The 'each day' struck me.



I realized that I had become really good at looking at the not-so-great moments of my life and picking the positive out, then moving on. Finding that diamond in a dung hill and letting the other crap go. But what about my good days? Was I seeking out positive reinforcement on those days? Was I reading my motivational books then? Not really. I was waiting until things started to go awry until I sought out an uplifting message.



This all reverted me back to Deep Practice. We must be thankful at the end of each day. Good and bad. We must practice on our good days to be thankful so that on our bad days it comes to us easier. We need to stop looking to the Heaven's asking "Why me?". We need to look to the Heaven's and say "Thank You." and then look within and say "Why not me?"



When the truly tragic happens, would you be willing to push all that sorrow onto someone else? Would you be willing to crush a complete stranger's life to make your's easier? I thought about these questions for a long, long time. And I say No. Even though I would love to have my friends, family and loved ones back. I would not give up the hurt and sorrow that filled me when they passed. It shaped me. Everything I have ever done has shaped me, and if I gave or pushed out any of the good or the bad things that had happened I wouldn't be me. And that would be a tragedy in and of itself.



Enjoy life, enjoy each other. Accept what you have been given, be thank full for the good and the bad. We should not presume to know what life lessons are in store for us, or how they will shape them. Just know that one step at a time, one breath at a time, we get through this life, together.


Have a Blessed Day,


Brandy Deming

CelticBlessings4U@Gmail.com

http://www.womenswealthandwellness.com/celticblessings
http://www.twitter.com/brandysbiz

July 21, 2009

You Got to MOVE IT!

To will is to select a goal, determine a course of action that will bring one to that goal and then hold to that action till the goal is reached. The key is action.
-Michael Hason


Our whole life is made up of actions, big and small. Even sleeping and doing nothing are actions. What we need in our lives is more purposeful actions. Along your day stop and ask yourself what this action is doing to help you reach your goals.


If you goal is to spend more time with your family and you see yourself playing on a computer or agreeing to work an extra shift. Stop. Redirect your action to something more productive to spending time with your family. If you are working that extra shift, take some of that extra money to save for a family outing. If you are playing on the computer, ask yourself if making that extra level will really satisfy you, or will reading your kids a story?


In business success, we often spin our wheels on menial tasks. Spending 45 minutes check email, then rechecking email, then checking our other email. It may be more effective for you to make a phone call instead of replying to an email. Even though typing and hitting send may only take a minute and the phone call may take 5, you are getting through to that person more effectively. Creating a positive bond between you and that individual. And we all crave connections.


Just think about what you are doing, or not doing, and try to redirect some of those actions to your goals. Success is the some of small actions, done day in and day out.




Have a Blessed Day,


Brandy Deming
CelticBlessings4U@Gmail.com

http://www.womenswealthandwellness.com/celticblessings
http://www.twitter.com/brandysbiz

July 16, 2009

K.I.S.S.

You don't need to outdo the competition. It's expensive and defensive. Underdo your competition. We need more simplicity and clarity.
-Jason Fried


We all tend to over-complicate our lives. Even taking a shower can be a complex string of choices and options. Do I scrub, wash or exfoliate? Is my hair in need of volume, shine or deep cleansing? Does my skin need more moisture or anti-aging? And that's just the first 15 minutes of our day. Everything has become a complicated with so many options, it can make your head spin.


We need to be less harsh on ourselves and simplify. There is no way of turning back the clock to simpler times, so we must cope with what we have. By simplifying and changing the way we react to stress, our lives can become more livable.


Over-Committed. I find myself in this situation more often then not. We must learn to say No. Do one project at a time. If you haven't finished that basket for the fundraiser on Friday, don't agree to have another one ready by Monday (unless baskets is your business and then go for it!). When your trying to find time to squeeze in a hike for a Scout group, don't agree to host a party the same week. We want to be helpful, make people happy, but too often we sacrifice our happiness for the good of others. Try what you can to do one thing at a time, you'll thank yourself later.


Under-Paid. We often don't get paid what we are worth. We get stuck in a job that we can stand, but as the cost of living goes up, our pay doesn't. And when we actually do get a raise, it's never quite enough. There are several ways to try and cope with this. Don't be afraid to ask for a raise. There has been plenty of times when someone is complaining how they haven't had a raise in years, but never asked. Leave your options open. Don't accept that just because things have always been one way, they will always be that way. Do a search every couple of months to see what else is out there. And if there is an opening for what you do and the pay is higher, go for it. Turn your hobbies into money. There are lots of services that people are willing to pay for. If you quilt, start letting people know that you teach classes, or create patterns to sell online. Work on cars? A little back yard wrench slinging can pull in some cash. Like books? There are ample opportunities to buy and resell books. Two for one, you get to shop then you get to sell!


Not Appreciated. We don't get thanked for a lot of things we do. Start patting your own back! make sure you take time each week to award yourself for all that you do!


Over-Worked. Business owners and the working person both have this problem. We want to get more done then our competitors, make sure we get that raise. So we add more hours to our work week. We need to work effectively and we can't be effective if we are run down. We skip our breaks, lunch and then stay an hour or two later. Even if you feel that you get more done in that extra hour then you've gotten done all day, chances are you'd get more done within that 8 hours if you had some time during the day to refresh yourself. Take a break. 15 minutes of stretching or a brisk walk not only will help you feel energized, but will add a better boost to your day then an extra espresso. Quit at quitting time. At least twice a week, stop working when you are supposed to. That extra hour or two will add much more ease to your life and boost your work then the little extra money you would have earned working late.


Just take a look at all you are doing, be proud of what you accomplish. Take time for you and your family to increase your relaxation and inner happiness. See what you can cut out of your life if you are over-committed. Above all, don't take any of it too seriously, life is temporary after all!



Have a Blessed Day,


Brandy Deming
CelticBlessings4U@Gmail.com

http://www.womenswealthandwellness.com/celticblessings
http://www.twitter.com/brandysbiz

July 3, 2009

Listening

"Every day you may make progress. Every step may be fruitful. Yet there will stretch out before you an ever-lengthening, ever-ascending, ever-improving path. You know you will never get to the end of the journey. But this, far from discouraging, only adds to the joy and glory of the climb."

-Sir Winston Churchill



This wonderful thought occurred to me yesterday. We tend to see ourselves and others as either a success or failure. We accomplish or fail. There is this whole entire grey area between failure and success that we call life. We should find a different yard stick to measure ourselves by. Lets put aside bank accounts, cars and clothes. Lets look at our lives, that grey area. Are you happy? Are those around you happy? Do you have that special someone? Do you have friends? How's your extended family? Think about it. Give yourself a pat on the back if you had a positive answer and reaction to all the questions... heck... if you have 3 out of 5 you're doing good.



The point is not that we don't need money and the like to be successful, the point is that the small efforts we make to ensure personal, family and relationships succeed are the same set of skills used to be a success in business. If you know how to listen, when to have which emotional reaction, can give advise when needed and are pleasant to be around, more people will flock to you and your business.



Lets take listening as an example, verbal and non-verbal. When your wife [or husband] is telling you how their day went, do you smile and nod or listen? If you can't actually remember how your significant other's day went yesterday, you were just going along with the conversation, and not really listening. Mind what they are saying, try to take mental notes [write them down when you are done if you tend to forget things easily] look at how they are standing, keep eye contact. Does it look like there is something else they want to say? Do they look like they want a response from you? Are the just venting? Now, the next day try and recall how their day was. Check your notes. Try doing this activity 2-5 times a week. If you don't have a significant other, try it with a friend or roommate.



How does this pertain to business? Listen, listen, LISTEN!! To co-workers, management, clients, bartenders, whomever. You never know when your next jewel of information will come to you. For example, with Send Out Cards, I use the Internet to send a physical card through the postal service, with a first class stamp. Did you know that the postal service was going to cut back a day of delivery because of lack of mail? [not a joke or plug http://kuow.org/program.php?id=1646 ] I now feel that sending cards is patriotic. I want to support my postal service. How did I learn about this spin to my business? Listening to a conversation in line at Albertsons.



Listening will also get you more customers. I know people who will drive an extra 45 minutes to go to a dentist because they see him as a part of their extended family. And how does he do it? He has trained himself and all the staff to take notes of the small talk that they have (names of dogs, ages of children, painting the house, buying a new car, etc.). Then the next time they come in, or when he send them their birthday card, he can add in a personal note ie. How is the new puppy? I hope your enjoying the new car! How was Cindy's 9th birthday? Amazing! How to stay above the game!



Try and remember to listen and pay attention to your loved ones. A truly loving, compassionate companion is not only a hit with their family and friends. But the positive energy and uplift you'll start radiating will attract others to you creating a influx of customers.




Have a Blessed Day,


Brandy Deming